INTRODUCTION TO PENSIONS

This course is a great introduction to understanding your NHS Pension Scheme, with actionable wealth insights, tips to help you self-manage your pension, annual allowance and improve your money game.

Most doctors and healthcare professionals

are left wondering: 

When can I afford to retire? 

How to navigate the Annual Allowance tax system?

Am I saving and investing enough?

Should I be investing or paying off my mortgage?

Course Overview

Discovery

We discuss your role, pension history, and wider financial goals.

Your NHS Pension

We explain your scheme membership (1995/2008/2015), review your pension statements, and explain your retirement options. We also discuss Annual Allowance and how you may be affected by it.

Cashflow Forecast & Timeline Mapping

We input your NHS Pension benefits, other income, assets, and expenditure into our software to help map your finances year by year.

Scenario Testing

Together, we explore “what if” scenarios:

- How to build assets outside of the NHS pension scheme

- How to monitor and manage your cashflow, both now and in the future

- Understand investment risks and what your investor profile is

- How to manage your money; understanding the balance between cash and stocks and shares

- Whether you should consider making additional pension contributions

Next Steps

We summarise your position and outline key planning considerations, next steps and questions to raise where further regulated, tax or legal advice may be needed.

What we aim to deliver

Clarity on your NHS Pension options: retirement age, lump sums, early retirement reduction factors, flexible retirement choices.

Education on ways NHS members may build additional retirement provision, including extra contributions, AVCs and non-pension savings, with clear signposting where regulated advice is required.

Understanding THE tax allowances

How the annual allowance works, what paperwork to expect, and how to avoid or manage charges.

Diversification strategies

How to build wealth outside the scheme to balance flexibility with security.

Target income planning

A realistic picture of what level of income you should aim for in retirement.

Confidence

The ability to make life decisions — reducing hours, changing role, or retiring earlier — backed by evidence, not guesswork.

Peace of mind

Knowing your family’s financial security is protected if circumstances change.

Book Your Session

Don’t leave your retirement to guesswork. Book your NHS Pension Pension Intro Session today 

and take the first step towards clarity and control.

Investment: £1,250 £777 per person

© 2026 Seven Medical. All rights reserved. Seven Medical is a trading name of Dimensional Wealth® Group Limited, a company registered in England and Wales under company number 15741886. Registered office: Kensington House, Bishop Auckland, DL14 6HX. Telephone: 01388 605785. Seven Medical provides NHS Pension Specialist coaching, guidance, education, modelling, NHS Pension Reports, workshops and specialist guidance for NHS professionals. Seven Medical is not authorised or regulated by the Financial Conduct Authority. It does not provide regulated financial advice, investment advice, pension transfer advice, tax advice, legal advice, employment advice or actuarial advice.