INTRODUCTION TO PENSIONS
This course is a great introduction to understanding your NHS Pension Scheme, with actionable wealth insights, helping you to improve your money game.
Most doctors and healthcare professionals are left wondering:
When can I afford to retire?
How to navigate the Annual Allowance tax system ?
Am I saving and investing enough?
Should I be investing or paying off my mortgage?
This course is designed specifically for NHS professionals.
Combining our specialist knowledge of the NHS Pension Scheme with
specialist financial planning tools and stochastic modelling, we help you build a financial plan,
so you can have peace of mind over your financial future.
Course Overview
Discovery (15-20 mins) – We discuss your role, pension history, and wider financial goals.
Your NHS Pension (60 mins) – We explain your scheme membership (1995/2008/2015), review your pension statements, and explain your retirement options. We also discuss Annual Allowance and how you may be affected by it.
Cashflow Forecast & Timeline Mapping (60 mins) – We input your NHS Pension benefits, other income, assets, and expenditure into our software to help map your finances year by year.
Scenario Testing (60 mins) – Together, we explore “what if” scenarios:
- How to build assets outside of the NHS pension scheme
- How to monitor and manage your cashflow, both now and in the future
- Understand investment risks and what your investor profile is
- How to manage your money; understanding the balance between cash and stocks and shares
- Whether you should consider making additional pension contributions
Next Steps (15 mins) – We summarise your position and set out a clear plan for your retirement.
Total time: around 180-240 minutes online
What You’ll Walk Away With
Clarity on your NHS Pension options: retirement age, lump sums, early retirement reduction factors, flexible retirement choices.
Guidance on increasing benefits: whether extra contributions, AVCs, or investing elsewhere makes sense for you.
Understanding of tax allowances: how the annual allowance works, what paperwork to expect, and how to avoid or manage charges.
Diversification strategies: how to build wealth outside the scheme to balance flexibility with security.
Target income planning: a realistic picture of what level of income you should aim for in retirement.
Confidence: the ability to make life decisions — reducing hours, changing role, or retiring earlier — backed by evidence, not guesswork.
Peace of mind: knowing your family’s financial security is protected if circumstances change.
Your pension is the foundation of your retirement, but it’s only one part of the picture. By combining specialist NHS Pension guidance with sophisticated cashflow planning, you’ll see your entire financial life on one page.
You’ll know what’s possible, what’s sustainable, and what needs adjusting.
BOOK YOUR SESSION
Don’t leave your retirement to guesswork. Book your NHS Pension Pension Intro Session today
and take the first step towards clarity and control.
FEES - NHS Pension Cashflow Planning Session: £1,250 £500 per person
includes full 90-minute session, preparation of your financial forecast, scenario testing,
and a written summary of your options
"Seven Medical" is a trading style of Seven Stars Private Wealth Limited which is an appointed representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. Seven Stars Private Wealth Limited is entered on the FCA register (www.FCA.org.uk) under no. 1004978. Registered office: Kensington House, Bishop Auckland, DL14 6HX. Telephone number 01388 605785. Registered in England and Wales Number: 09788039. Please note that Seven Medical provides unregulated pension guidance and financial coaching for members of the NHS pension scheme and operates outside of the remit of the FCA. 2Plan wealth management Ltd is a wholly owned subsidiary of 2plan Group Ltd. 2Plan wealth management Ltd is authorised and regulated by the Financial Conduct Authority. It is entered onto the FCA register (www.fca.org.uk) under reference 461598. Registered office: 2plan wealth management Ltd, 3rd Floor, Bridgewater Place, Water Lane, Leeds, LS11 5BZ. Registered in England and Wales Number: 05998270. © Copyright 2023 Seven Stars Private Wealth Limited. All rights reserved.
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