We’ll Support You Every Step of the Way
At Seven Medical, we recognise the weight of the decisions you face as a medical professional. Your time is precious, and your financial security is essential—not just for today but for the years ahead.
We’ve created flexible service plans designed to help you pinpoint your optimum retirement age.
Our service help you make informed decisions about how to navigate pension taxation, helping you to feel confident, supported and in control of your financial future.
Tailored NHS Pension Support for
Peace of Mind
At Seven Medical, we help NHS professionals like you feel confident and in control of your financial future.
From setting clear goals to planning a secure retirement, we’re with you every step of the way.
Define Your Vision
Our independent, advisers use coaching techniques to help you clarify your financial and retirement goals, ensuring your plan aligns with your aspirations.
Understand Your Pension
We’ll conduct an in-depth review of your pension arrangements, breaking down the complexities and creating a plan tailored to your needs.
Plan for a Secure Retirement
From navigating Annual Allowance or making pension contributions from your limited companies, we design your retirement strategy, helping you target your desired retirement age.
Understanding the Difference
Financial Coaching vs. Planning vs. Regulated Advice
When it comes to navigating your financial journey, it’s important to know who you’re working with, and what kind of support they offer. Here’s a clear breakdown of the different types of financial guidance available, so you can choose the right path for your needs:
Financial Coaching
Financial coaching is designed specifically for those who want an education. To gain clarity and control over their finances - without the pressure of feeling that they have to "buy" an investment or insurance product.
What it includes:
Understand your NHS pension in greater depth
Understand the range of retirement options available to you
Create a personalised cashflow plan - before and after retirement to determine affordability
consider other wealth strategies beyond the NHS pension scheme
Our Services that fall into this category:
Financial Coaching
The Retirement Programme
The Ongoing Retirement Membership
Financial Planning
Financial planning strategic planning for those who are navigating complex taxes and want to understand when would be the best time to retire. We help you create a bespoke strategy which helps to unlock early retirement
What it includes:
NHS Pension Retirement Projections
Impact of annual allowances
Impact of reducing or increasing sessions - the impact of other components of pensionable pay
Cashflow forecasting
Tax planning strategies
Navigate complex pension choices like Retire and Return, flexible retirement, and lump sum options
Risk assessment and protection planning
Our Services that fall into this category:
Financial Coaching
The Retirement Programme
The Ongoing Retirement Membership
Regulated Independent Financial Advice (IFA)
Independent Financial Advisers (IFAs) are fully qualified professionals who are regulated by the Financial Conduct Authority (FCA). They are legally required to act in your best interest and can recommend specific financial products tailored to your unique situation.
What it includes:
Wealth Management
Family Protection
Trust and Estate Planning
Retirement Planning
Cashflow Planning
Corporate Investing & Pension Arrangements
Good to know: FCA-regulated financial advice is protected by the Financial Services Compensation Scheme (FSCS). Unregulated services do not offer the same level of protection. Seven Medical can provide access to regulated advice where appropriate. Speak to one of our advisers to determine which type of service best suits your needs.
CUSTOMER CARE
LEGAL
"Seven Medical" is a trading style of Seven Stars Private Wealth Limited which is an appointed representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. Seven Stars Private Wealth Limited is entered on the FCA register (www.FCA.org.uk) under no. 1004978. Registered office: Kensington House, Bishop Auckland, DL14 6HX. Telephone number 01388 605785. Registered in England and Wales Number: 09788039. Please note that Seven Medical provides unregulated pension guidance and financial coaching for members of the NHS pension scheme and operates outside of the remit of the FCA. 2Plan wealth management Ltd is a wholly owned subsidiary of 2plan Group Ltd. 2Plan wealth management Ltd is authorised and regulated by the Financial Conduct Authority. It is entered onto the FCA register (www.fca.org.uk) under reference 461598. Registered office: 2plan wealth management Ltd, 3rd Floor, Bridgewater Place, Water Lane, Leeds, LS11 5BZ. Registered in England and Wales Number: 05998270. © Copyright 2023 Seven Stars Private Wealth Limited. All rights reserved.